#Exeter finance payment how to

I know this because I read all their disclosures and spoke to them at length, as I do with any new account, to find out how to keep my accounts in good standing. Exeter is very clear about their payment policies. They lay out all of their terms and agreements clearly. I've worked really hard for my good credit and I hate when people say lenders 'try to screw people' with 'tactics' and such (not that YOU said this, just saying.). not that any of this helps you now, but maybe it'll help you prevent such a thing in the future. 29th was a Friday, so payment would have been processed Jan 2 on the next business day. You have to factor in the date they're going to be able to pull the ACH (next business day), which would make your payment late (Mon., Dec. When you call to speak with someone they are just a call center and have no real interest in helping the customers. These are obviously the same amount of days from my due date. Another example: Payment on October 31st was fine but payment on December 1st was not fine. All of my other payments on the 30th were fine. Real example: paid on the December 29th or 30th and payment doesn’t show until Jan 2nd after the holiday. Unfortunately, the date on my bank statement reflects when they took the money out, not when the payment was made. They're really not bad people if you are just upfront with them and let them know where you're am in that process. That all said, I've been late several times (once as much as 9 days) due to banking issues (extended check hold due to a client having recently bounced checks to others) and they still reported me on time (thankfully). Not saying this to 'p' on your parade, but for the benefit of anyone who may only have Exeter as an option for driving away in a decent car as I once did and who may otherwise walk away from a good opportunity due to these negative experiences you guys have posted about. In total, I've spent the past 32 months with Exeter and they've done nothing but treat me right. I made 16 payments and refinanced with NFCU, which will soon result in PIF in good standing. I made 16 payments and traded the car in, which resulted in PIF and closed in good standing.